Top 10 Car Insurance Companies in USA

Top 10 Car Insurance Companies in USAWhere is my car? My car got stolen! I had a bad accident! These are the sentences which we hear in many cases and feel bad about it. The best way to avoid huge financial losses in such situations is to get a Car insurance to cover such kind of losses and tensions. When it comes to car insurance, the very first thing which we need to search out is which car insurance companies are the best and the most reliable one in our area or the country we live in. when it comes to selection of a car insurance companies, many aspects should be taken into consideration for the selection because it really is important to be insured by a trust worthy and reliable company which really provides the things which it quotes. Moreover, the major things which should be kept in mind while selecting a car insurance companies are types of coverage, deductions policies, limits and exclusions. We got a request from one of our regular readers recently  and she wants to know about the Top 10 car insurance companies of USA (United States of America) While making this list we have kept several factors in mind before finalizing the rankings.

A ranking scale from 0 to 100 (lowest to highest) has been developed for the convenience of clearly showing where a company stands according to its level of service and overall customer satisfaction. Other factors which are critical in ranking the Top 10 Car Insurance Companies are openness and clarity of their policies, ease of paying, payment options, importance given to all types of customers and finally, promptness in fulfilling their part of the contract in case of a car accident. We have also brought you the car insurance companies ratings of each and every company listed below by users’ point of view.

So enjoy the list and don’t forget to share it with your friends.

 

Car Insurance Companies List

10. Progressive

Progressive Car Insurance

Progressive Insurance Company was started by 2 recently graduated friends who thought that this would be a good business for them to make a professional and financially established career. The name of this company truly reflects the reputation and goals of this company which has kept on growing at a fast pace since its inception. Various businesses related ideas were included in the business which became the major source of its growth. These ideas were new and unique at that time like drive in claim service, toll free number to compare rates, payment of policy in short installments and much more. According to its clients, almost 42 % of the total insurers were perfectly satisfied by the services provided by Progressive Insurance Company.

Pricing = 3/5

Billing and Payment = 3/5

Policy Offering = 3/5

Contacting the Insurer = 3/5

Overall Satisfaction = 3/5

 

 

9.  Alfa Insurance

Alfa Car Insurance

Alfa Insurance was basically the Alabama Farmer’s Federation which was later renamed Alfa Insurance agency in 1946. No one thought at that time that a small farmers’ federation would skyrocket in such a way that today it is has more than 1 million insurance clients all over the United States! Apart from this fact, Alfa Insurance also made a name in the health and life Insurance sector. Currently, Alfa Insurance Company provides more than 1 Billon Dollar gross premiums to its clients every year and the existing clients love to carry on with the company instead of moving their policies to their competitors as compared to other best car insurance companies.

Pricing = 3/5

Billing and Payment = 3/5

Policy Offering = 3/5

Contacting the Insurer = 3/5

Overall Satisfaction = 3/5

 

 

8. American Family Insurance

American Family Car Insurance

American Family Insurance is an almost 80 years old firm with the purpose of insuring farmers who drove to other cities and towns regularly. However, the company did not achieve their desired goals in this field and decided to expand their Insurance plans to other fields like health, home, life, retirement, business, farm and Ranch Insurance services as well. The massive increase gave American Family Insurance a great boom to cream the barrier and high light their name in the crowd of Insurance providers in the neighboring states. The best thing which became the major cause of expansion was their relaxation in terms of plans provided to farmers.  According to the clients point of view it clears that almost 40 % of the total insurers were totally satisfied by the services provided by American Family Insurance.

Pricing = 3/5

Billing and Payment = 3/5

Policy Offering = 3/5

Contacting the Insurer = 3/5

Overall Satisfaction = 3/5

 

 

7. State Auto

State Auto Insurance Company was founded in 1921 by Robert Pein. Robert Pein himself was using the insurance services of a company but was severely disappointed by the quality of services which he received. It was then that he decided to establish a insurance company with the aim that no other person would face the hurdles which he faced while claiming the insurance of his/her vehicle.  The reason of success of State Auto Insurance Company was the well known and adequately trained agents who took the company to the highest ranks. Other than having polite and skilled agents, the company also fulfilled its promises to the clients and is still doing so even today which is the pride of State Auto Company. There are countless car insurance companies in the world now days but according to clients, almost 70 % of the total insurers were thoroughly satisfied by the services provided by State Auto Insurance Company.

Pricing = 3/5

Billing and Payment = 3/5

Policy Offering = 3/5

Contacting the Insurer = 4/5

Overall Satisfaction = 3/5

 

 

6. GEICO

GEICO

GEICO is basically an abbreviation which stands for Government Employment Insurance Company. GEICO was founded in 1936 with the plan of insuring government employees and their families but later on, with the passage of time, started insuring the non government employed people as well. Today, it is counted in one of the best car insurance companies all over United States. GEICO is also popular for its Life Insurance plans. GEICO improved its services and technology with the passage of time. A lot of money was spent on the advertising as well which gave GEICO a new boom and created its awareness among people. The success rate of GEICO can easily be understood by the fact that last year it generated more than 2 billion dollar as gross premiums. A survey of its clients clearly shows that almost 62 % of the total insurers were entirely satisfied by the services provided by State GEICO.

Pricing = 4/5

Billing and Payment = 3/5

Policy Offering = 4/5

Contacting the Insurer = 3/5

Overall Satisfaction = 3/5

 

 

5. State Farm

State Farm Car Insurance

State Farm was founded in 1922 with the aim that farmers who drive much less than the average person and incur fewer damages throughout the year should pay less or get some relaxation in terms on money for their auto insurance. The idea was unique, attractive and reliable for almost all the farmers and word about State Farm Insurance Company spread like wildfire in the neighboring areas and states and very soon all over the United States! As its popularity level increased, the State Farm insurance company started to expand its business on international basis and in 1938 the company started opening its franchises and sub offices in Canada. According to the clients, it is clear that almost 33 % of the total insurers were wholly satisfied by the services provided by State Farm Insurance Company. In our list of 10 best Car Insurance companies State Farms holds the 5th position.

Pricing = 3/5

Billing and Payment = 3/5

Policy Offering = 3/5

Contacting the Insurer = 4/5

Overall Satisfaction = 4/5

 

 

4. Ameriprise

Ameriprise Car Insurance

Ameriprise Insurance Company was founded in 1894 with the aim of long term high yield investments. Due to the up to mark services and high profit on investments, the company decided to enter the auto insurance world which was a major step in growth of the Ameriprise company. Basic rules were defined in the formation of the Ameriprise company which it proudly follows till today. It takes cares of and rewards the insurers and its loyal customers by lowering their premiums and increasing discounts on other forms of insurance. These offers are for those who have been using the insurance plans of Ameriprise on long term basis or several years. Currently, Ameriprise is one of the biggest names in the insurance companies all over United States and has more than 2 million clients. If we look at the detailed stats of Best car Insurance companies we can find out that almost 55 % of the total insurers were entirely satisfied by the services provided by State Farm Insurance Company.

Pricing = 5/5

Billing and Payment = 4/5

Policy Offering = 3/5

Contacting the Insurer = 3/5

Overall Satisfaction = 4/5

 

 

3. Auto Owners Insurance

Auto Owners Insurance

Auto Owners Insurance started in a small room at the back of a local bank in 1916 by Vernon Moulton. Auto Owners Insurance was started by the sole investment of Vernon Moulton under strict writing and was basically only for those insuring drivers who had dependable records and steady income. The company kept on growing with a slow and steady pace while strictly following the rules and regulations set by its owner Vernon Moulton. Although the company was a one man show at the start, today it has more than 3,500 employees and is providing its services in more than 20 states of United States! According to the clients, almost 30 % of the insurers were totally satisfied by the services provided by Auto Owners Insurance Company.

Pricing = 4/5

Billing and Payment = 3/5

Policy Offering = 4/5

Contacting the Insurer = 4/5

Overall Satisfaction = 4/5

 

 

2. Erie Insurance

Erie Insurance

Erie Insurance was started in 1925 with the aim of selling only Auto Insurance in only one state of United States which was Pennsylvania. At that time, the rural population of Pennsylvania was at high risk of getting in to car accidents. Moreover, they were also not getting up to mark Insurance plans as compared to other people like those living in urban areas. The affordable and attractive policies of Erie Insurance started to spread quickly all over Pennsylvania and Erie Insurance started selling fire Insurance to home and small business owners as well. The company started to expand and offer other insurance services as well like life, retirement, health, homeowners and business Insurance. According to the clients’ point of view, it was clear that almost 65 % of the insurers were totally satisfied by the services provided by Auto Erie Insurance Company.

Pricing = 5/5

Billing and Payment = 4/5

Policy Offering = 4/5

Contacting the Insurer = 5/5

Overall Satisfaction = 4/5

 

 

1. Amica Mutual

Amica Mutual Insurance company

Amica Mutual Insurance Company was founded in 1907. Currently, Amica Mutual is providing 3 types of insurances which are auto, home and life insurance. There are only 2 companies in this list which have achieved 5 points in almost all the aspects and reviews by the existing clients and Amica Mutual is one of it. Moreover, Amica Mutual is currently the Award Recipient of 2011 as being the best auto Insurance Company all over the globe. According to the feedback of clients, almost 70 % of the total insurers were totally satisfied by the services provided by Auto Erie Insurance Company and it currently ranks as the best in the list of car insurance companies of United States.

Pricing = 5/5

Billing and Payment = 5/5

Policy Offering = 5/5

Contacting the Insurer = 5/5

Overall Satisfaction = 5/5

 

 

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